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COMO Pay
Execute secure payments and FX transactions from one single multi-currency account.
COMO World
Extend COMO Pay with on-demand financial services, switched on through a single ecosystem.
COMO Pay PRO
Coming soon!
Execute secure payments and FX transactions from one single multi-currency account.
WHO WE SERVE
Organizations that have outgrown fragmented financial infrastructure
COMO Digital Life serves businesses and professional service firms that need a regulated, cloud-native backbone to orchestrate complex payments, accounts, and liquidity at scale.
Our services address a fundamental market reality: sophisticated financial operations should not require building a licensed institution from scratch.
Whether you need to streamline your own treasury or embed financial capabilities into your platform, COMO provides the regulated foundation.
The Embedded Finance Opportunity
For platforms and service providers seeking to offer financial services under their own brand, COMO's Embedded Finance Partner Program provides a distinct path. Partners integrate regulated account and payment capabilities into their own offerings—without building licensed infrastructure, operating compliance systems, or managing regulatory relationships.
Three partnership tiers—Classic, Premium, and Signature—accommodate different integration depths and branding requirements. All share the same regulatory foundation: CSSF-supervised infrastructure that carries the compliance burden so partners can focus on their clients.
The embedded services appear in the partner's branded interface. The underlying regulated infrastructure operates seamlessly beneath.
Small & Medium-Sized Enterprises
Growth creates complexity. Cross-border expansion demands multi-currency capability. Scaling internationally should not require managing a dozen banking relationships.
Fast-growing SMEs use COMO as a single, reliable platform to send, receive, and manage payments across currencies and countries. They professionalize financial operations early, building on infrastructure that scales with their ambitions—without accumulating the banking complexity that slows larger competitors.
Large Enterprises & Corporate Groups
Multi-entity structures create treasury fragmentation. Multiple banking relationships mean multiple portals, multiple compliance requirements, and multiple reconciliation headaches.
Large corporates and corporate groups rely on COMO to consolidate complex account structures, cash pools, and high payment volumes within one regulated environment. Multi-currency accounts, SEPA/SWIFT execution, and integrated FX management give finance and treasury teams real-time oversight and control—replacing spreadsheet chaos with unified infrastructure.
E-Commerce Platforms & Marketplaces
Digital commerce generates complex financial flows. Buyers, sellers, and partners require seamless pay-ins, pay-outs, and settlement. Treasury teams need consolidated visibility across high transaction volumes.
E-commerce platforms and marketplaces integrate COMO as their financial backbone—a single infrastructure for payment acceptance, multi-currency settlement, and treasury management. They orchestrate complex flows while maintaining control over the user experience. No fragmented vendor relationships. No reconciliation chaos.
Fiduciaries, Family Offices, & Wealth Managers
Complex ownership structures demand sophisticated account management. Cross-border estates require consistent regulatory frameworks. Client reporting demands consolidated visibility.
Fiduciaries, investment funds, single and multi-family offices, and wealth managers use COMO to open and operate client money accounts within a single regulatory environment. They centralize cash, payments, and reporting across jurisdictions while COMO handles licensing, payment operations, and the compliance layer. The result: operational efficiency without regulatory burden.
Fiduciaries, Family Offices, & Wealth Managers
E-Commerce Platforms & Marketplaces
Large Enterprises & Corporate Groups
Small & Medium-Sized Enterprises
Fiduciaries, Family Offices, & Wealth Managers
Complex ownership structures demand sophisticated account management. Cross-border estates require consistent regulatory frameworks. Client reporting demands consolidated visibility.
Fiduciaries, investment funds, single and multi-family offices, and wealth managers use COMO to open and operate client money accounts within a single regulatory environment. They centralize cash, payments, and reporting across jurisdictions while COMO handles licensing, payment operations, and the compliance layer. The result: operational efficiency without regulatory burden.
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