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COMO Pay
Execute secure payments and FX transactions from one single multi-currency account.
COMO World
Extend COMO Pay with on-demand financial services, switched on through a single ecosystem.
COMO Pay PRO
Coming soon!
Execute secure payments and FX transactions from one single multi-currency account.
SOLUTIONS
Organizations that have outgrown fragmented financial infrastructure
COMO delivers Global Financial Infrastructure: one regulated place for businesses and professional service firms to run payments and accounts at scale. Sophisticated financial operations should not require building a licensed institution from scratch. Four kinds of organization, what each one needs, and the COMO solution that answers it.
The Embedded Finance Opportunity
For platforms and service providers seeking to offer financial services under their own brand, COMO's Embedded Finance Partner Program provides a distinct path. Partners integrate regulated account and payment capabilities into their own offerings without building licensed infrastructure, operating compliance systems, or managing regulatory relationships.
Three partnership tiers, Classic, Premium, and Signature, accommodate different integration depths and branding requirements. All share the same regulatory foundation: CSSF-supervised infrastructure that carries the compliance burden so partners can focus on their clients.
The embedded services appear in the partner's branded interface. The underlying regulated infrastructure operates seamlessly beneath.
Small & Medium-Sized Enterprises
Growth creates complexity. Cross-border expansion demands multi-currency capability. Scaling internationally should not require managing a dozen banking relationships.
Fast-growing SMEs use COMO Pay to send, receive and manage payments across currencies and countries from one account. They professionalize financial operations early, on infrastructure that scales with their ambitions.
The solution: COMO Pay. Start on Basic with a EUR IBAN and full SEPA coverage, move to Standard when you trade internationally: one multi-currency account, SEPA and SWIFT together, further currencies and accounts on demand.
Large Enterprises & Corporate Groups
Multi-entity structures create treasury fragmentation. Multiple banking relationships mean multiple portals, multiple compliance requirements, and multiple reconciliation headaches.
Large corporates and corporate groups rely on COMO to consolidate complex account structures and high payment volumes in one place. Multi-currency accounts, SEPA and SWIFT execution and in-account FX give finance and treasury teams oversight and control.
The solution: COMO Pay Pro. Everything in Standard, with the control international financial operations ask for: additional accounts and users, and FX rates that improve as volume grows.
E-Commerce Platforms & Marketplaces
Digital commerce generates complex financial flows. Pay-ins, settlement and payouts have to work across currencies, and finance teams need one view across high transaction volumes.
E-commerce platforms and marketplaces run acceptance and settlement through COMO: card and alternative payment methods arrive through one integration and settle into a multi-currency account they control.
The solution: COMO Gateway with COMO Pay. Gateway brings acquirers, card schemes and alternative payment methods behind a single API. COMO Pay holds the settled funds and executes the payments out. Gateway requires an active COMO Pay plan.
Fiduciaries, Family Offices, & Wealth Managers
Complex ownership structures demand careful account management. Cross-border estates require consistent regulatory frameworks. Client reporting demands consolidated visibility.
Fiduciaries, law firms, notaries, investment funds, single and multi-family offices and wealth managers use COMO Pay to open and operate a separate account for each structure they administer, in one place and under one framework. They centralize payments and reporting across jurisdictions while COMO runs the payment operations and the compliance work behind them.
COMO Pay Standard or Pro, with additional IBAN accounts as the number of structures grows.
Fiduciaries, Family Offices, & Wealth Managers
E-Commerce Platforms & Marketplaces
Large Enterprises & Corporate Groups
Small & Medium-Sized Enterprises
Fiduciaries, Family Offices, & Wealth Managers
Complex ownership structures demand careful account management. Cross-border estates require consistent regulatory frameworks. Client reporting demands consolidated visibility.
Fiduciaries, law firms, notaries, investment funds, single and multi-family offices and wealth managers use COMO Pay to open and operate a separate account for each structure they administer, in one place and under one framework. They centralize payments and reporting across jurisdictions while COMO runs the payment operations and the compliance work behind them.
COMO Pay Standard or Pro, with additional IBAN accounts as the number of structures grows.
Integral. Indispensable. Inevitable.
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