COMO Pay
Execute secure payments and FX transactions from one single multi-currency account.
COMO World
Extend COMO Pay with on-demand financial services, switched on through a single ecosystem.
COMO Pay PRO
Coming soon!
Execute secure payments and FX transactions from one single multi-currency account.
COMO WORLD
Extend COMO Pay with modular financial services, switched on through one financial infrastructure platform.
COMO World is the add-on layer on top of COMO Pay. You assemble what your business needs: services such as global payment acceptance and FX management, each one dedicated and switchable. Turn a service on per client, market or use case, on the integration you already have. COMO Treasury is a separate service and opens later this year.
COMO Pay carries your accounts and payment flows. COMO World adds services on top of that foundation, some built by COMO, some by selected providers. All of them run under the same standards for compliance, security and interoperability, and all of them require an active COMO Pay plan.
One integration, many services
Connect once to COMO Pay, then layer on payment acceptance, FX management and open banking as you need them.
Faster go-live, less overhead
Use ready-to-activate services to launch new financial features on the integration you already have.
Tailored to your model and markets
Activate the services, currencies and geographies that fit your business model, and add more when the model changes.
Turn On the Services You Need
COMO Gateway
The Global Payment Gateway centralizes global payment acceptance through a single integration. Instead of stitching together processors and methods market by market, you connect once and access a broad network of processors and payment methods. You keep choice and coverage; your customers see a simple, localized checkout. COMO Gateway is provided by COMO Digital Life S.à r.l. and requires an active COMO Pay plan.
What it enables:
Let customers pay with their preferred local cards, wallets, and payment methods while you maintain a unified processing and reporting layer.
FX Management (coming)
Currency conversion for payments is already part of COMO Pay, priced per transaction value. FX Management adds the layer above it: automated conversions, exposure views and risk controls…, so FX becomes something you steer rather than execute.
What it enables:
Control FX costs and exposures while automating currency conversions for international pay-ins and payouts.
Open Banking (coming)
Open Banking connects your external accounts and payment initiation into your COMO Pay environment via APIs. Through Open Banking, you can securely see balances and transactions and initiate payments without logging into multiple banking portals. Your operational team works from a single financial cockpit rather than from many portals.
What it enables:
Consolidate balances and activity across banks, and initiate payments from COMO Pay with secure, API-first workflows.
#1 Integrate once with COMO
Connect your platform to COMO Pay APIs through a single, modern integration. This becomes your foundation for accounts, payments, and COMO World service add-ons.
#2 Select and activate add-on services
Choose the services that align with your roadmap and markets, such as COMO Gateway today, FX Management and Open Banking as they arrive.
#3 Configure and go live
Define currencies, limits, rules, and workflows. COMO handles connectivity while you focus on your business. Go live on the integration you already have.
#4 Monitor, optimize, and scale
Use unified reporting and insights across COMO Pay and COMO World services to monitor performance. Adjust configurations, add new services, and expand to new markets as your business evolves.