
All financial services associated with QPay commercial brand, operated under the trade name of EQUI CAPITAL MARKET Sàrl (registered at 34, rue Notre Dame, L-2240 Luxembourg, registration number B197302) are provided exclusively to B2B clients by COMO DL S.A. (“COMO Digital Life”), a company incorporated in Luxembourg under Registration No: B208 603, with its registered office at 1 rue de l innovation, L-1896 Kockelscheuer, Luxembourg. COMO DL operates under the regulatory oversight of the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg, holding license number Z00000013. Client funds are safeguarded under applicable EU law (PSD2) and held in liquid form (not loaned, leveraged, or invested); COMO DL does not provide credit (no overdraft or lending). A payment account is not a bank account.